Pumpkin offers comprehensive accident and illness plans for cats and dogs, with no age limit and optional wellness coverage. Compare Pumpkin's …After answering a simple series of questions about a pet's age, breed, and lifestyle, Pumpkin offers a choice of plans. Owners can customize coverage by choosing an annual limit of $10,000 ...Pumpkin is the best bet to obtain the most comprehensive and best pet insurance plans without the sneaky add-on insurance fees or restrictions. If you’re looking for dental health care, Pumpkin ...Pumpkin Pet Insurance and Companion Protect reimburse a flat rate of 90% on eligible claims. Like PetPartners, Pumpkin charges annual deductibles, while Companion Protect charges a $100 deductible ...Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617).Yes, dogs can eat bread, provided it’s plain and given in small quantities. Bread can serve as a temporary filler, but offers minimal nutritional benefits. Some dogs may not appreciate the bland taste of plain bread. Dogs should not consume bread dough or bread with toxic ingredients (garlic, raisins). Too …There are two types of cat insurance coverage: accident-only coverage, or accident and illness coverage. Most pet insurance plans won’t be able to cover pre-existing conditions. Choosing a pet insurance plan and adding an optional wellness package can provide coverage for accidents & illnesses as well as coverage for select wellness care ...IVDD in dogs is a degeneration or injury of the vertebral discs in the dog’s spine. Some dogs are more prone to spinal and disc injury than others. When your dog is in pain, you want to be able to say ‘yes’ to the best care possible to relieve that pain. Enrolling your dog in a pet insurance plan can help you do just …Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...There are 2 optional wellness plans offered by Progressive – EssentialWellness is the lower-priced option, and BestWellness is the higher-priced option. Both wellness plans can be added to your insurance plan for a monthly fee and offer reimbursement for 10 or 12 different services up to a capped amount per service, per year.Here are some simple steps that will help you make the right decision. 1. Evaluate the benefits of pet insurance. Deciding if pet insurance is worth the cost requires balancing a number of factors, including things like your income level, the type of pet you have, and even where you live. On the surface, a conclusion may seem far out of reach.Pumpkin’s mission is to help pet owners say “yes” to the best care for their pets. Pumpkin has a 90% reimbursement rate for its insurance. Pumpkin offers an industry-leading preventive care optional add-on that includes things like annual vaccines, wellness exam fees, and more. Instead of just using Pumpkin when your pet gets sick, this ...Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...With a pet insurance like Pumpkin, you could be getting 90% of your money back on every eligible vet bill. Check to see if your employer offers pet insurance as a benefit. 15% of employers now do! Fun fact: Pumpkin will grant a discount to employers interested in offering Pumpkin Pet Insurance as part of their benefit package. Contact …After answering a simple series of questions about a pet's age, breed, and lifestyle, Pumpkin offers a choice of plans. Owners can customize coverage by choosing an annual limit of $10,000 ...Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.Ken Niedziela. The $1.5 billion-a-year U.S. pet health insurance market has a new player: Zoetis Inc., the world’s largest manufacturer of animal drugs and vaccines. Zoetis’ insurance subsidiary, Pumpkin, is competing against more than a dozen providers, from industry leader Nationwide to upstarts Spot …It’s not insurance, but an optional benefit you can add to your Pumpkin plan. Preventive Essentials gives pet parents a 100% refund for three crucial routine services all pets need: their annual wellness exam fee, key vaccine (s), …Pumpkin was founded in 2020, so it’s relatively new to pet insurance. Regarding Pumpkin’s customer reviews, there are many complaints regarding pricing, cancellation difficulties, lengthy claim processing periods, and more. It can take years for a company to stabilize its performance and pricing, and Pumpkin is …References. 1. Based on United States Fire Insurance Company data, October 2020. The data shows less than 2% of insured dog parents typically submit claims totaling over $10,000 in a policy year and less than 3% of insured cat parents typically submit claims totaling over $7,000 in a policy year. 2.Pumpkin plans offer a 10% multi-pet discount. Lemonade plans offer a 5% multi-pet discount. We know pet care can be expensive – especially when you have more than one four-legged family member to budget for. That’s why Pumpkin insurance plans offer a 10% multi-pet discount for each additional pet you enroll. Lemonade insurance plans offer a ...Some pet insurance plans either limit or reduce coverage for senior dogs, impose an age limit, or don’t offer coverage at all. For example, pets ages 9 and up are not eligible to enroll in AKC Pet insurance plans for accidents & illnesses. They can only enroll in an accident-only plan. Pumpkin plans don’t have upper age limits for ...It works like this: You pay for your pet’s veterinary treatment costs upfront. You submit a claim for the treatment your pet received. If the claim is approved, you get reimbursed for your covered vet bill. Unlike some human health insurances, pet insurance plans usually don’t have in-network veterinary hospitals.Pumpkin plans offer a 10% multi-pet discount. Lemonade plans offer a 5% multi-pet discount. We know pet care can be expensive – especially when you have more than one four-legged family member to budget for. That’s why Pumpkin insurance plans offer a 10% multi-pet discount for each additional pet you enroll. Lemonade insurance plans offer a ... We would like to show you a description here but the site won’t allow us. Pumpkin Insurance Services Inc. is a pet health company and insurance agency that helps families give their dogs and cats the best veterinary care possible through best-in-class pet insurance and preventive care. Pumpkin offers pet families: Pumpkin Pet Insurance plans – extensive dog and cat insurance plans that cover 90% of eligible ... The firm receives an A rating from AM Best and an A- rating from Standard & Poor's. Pumpkin's underwriter's financial stability should give pet lovers confidence in Pumpkin's ability to pay claims. The company's premiums are in line with industry standards. Dog owners can choose either a $10,000, $20,000, or unlimited annual cap and cat owners ... No upper age limits or breed exclusions, ever. Your vet, your choice – always. 90% reimbursement rate fur all. Save 10% for each additional pet enrolled. Our preventive care pack fully covers 3 essentials. Create My Pet's Plan. Why cat insurance? Good care comes at a cost in Pennsylvania.Updated: November 13, 2023. Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be … Pumpkin Pet Insurance plans cover exam fees for accident and illness-related vet visits – in-clinic and virtual visits included! This can be a huge cost saver as exam fees typically cost $50 to $75 16 and are included in nearly every vet bill. Trupanion pet insurance plans do not cover any vet exam fees. Pumpkin plans cover preventable illnesses. Pumpkin. Blueprint Rating. Compare Quotes. Via petted's website. Annual coverage limit. $10,000, $20,000 or unlimited. Deductibles. $100, $250 or …Pumpkin is the best bet to obtain the most comprehensive and best pet insurance plans without the sneaky add-on insurance fees or restrictions. If you’re looking for dental health care, Pumpkin ...We know pet care can be expensive – especially when you have more than one four-legged family member to budget for. That’s why Pumpkin offers a 10% multi-pet discount for each additional pet you enroll. Nationwide offers a 5% multi-pet discount when you enroll 2-3 additional pets, and a 10% discount when you enroll 4 or more pets.Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...It depends on your pet’s breed, age, location, your financial standing, and the kind of coverage you need. To better understand how the chart above relates to your unique pet’s breed-specific risks, use Pawlicy Advisor to instantly analyze Figo, Pumpkin, and other top providers. In 5 minutes or less you’ll understand which waiting times ...The good news is, many pet insurance plans, including Pumpkin plans, do cover surgeries if they’re prescribed to treat eligible accidents, injuries, or illnesses, and they’re otherwise eligible for coverage. It pays to choose a pet insurance plan that offers extensive accident & illness coverage including a variety of treatment options ...Nov 8, 2023 · Pumpkin pet insurance has better deductible options than Healthy Paws. They offer annual deductibles of $100, $250, and $500, no matter the breed and age of the pet, as long as it’s over 8 weeks old. On the other hand, annual deductibles at Healthy Paws range from $100 to $1000, depending on the pet’s age and breed. Pumpkin® offers pet insurance plans with extensive accident & illness coverage, no upper age limits or breed exclusions, and 90% reimbursement rate for eligible vet …Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions ... Pumpkin Insurance Services Inc. ("Pumpkin") (NPN#19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC #21113 ...Pumpkin offers comprehensive accident and illness plans for cats and dogs, with no age limit and optional wellness coverage. Compare Pumpkin's …Compare and buy pet health insurance from top providers in minutes Over 2,438,795+ dogs and cats have pet insurance across the U.S. GET MY PET’S QUOTE Pumpkin Pet Insurance coverage optionsHi Virginia, Pumpkin Pet Insurance is here! Get 90% of eligible vet bills paid back. Count on extensive coverage for accidents & illnesses. Visit any vet or hospital in the US or Canada. Create My Pet's Plan. Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617). Pumpkin Pet Insurance Review & Prices (2024) By Brenda Woods Updated 03/21/2024. Pumpkin provides a user-friendly pet insurance experience with an easy sign-up tool on its website, and it offers dental coverage—setting it apart from many other insurers. Keep reading to learn what Pumpkin brings to the table, what customers are saying about ...It’s not insurance, but an optional benefit you can add to your Pumpkin plan. Preventive Essentials gives pet parents a 100% refund for three crucial routine services all pets need: their annual wellness exam fee, key vaccine (s), …All Pumpkin plans reimburse 90% of covered vet bills. Some Fetch plans don’t. Fetch Pet Insurance plans offer reimbursement rate options ranging from 70% to 90% and annual coverage limit options ranging from $5k to $15k. At Pumpkin, we try to take the guesswork out of choosing the right amount of coverage. All Pumpkin Pet Insurance plans are ...Pumpkin plans are a bit pricier than competitors, but they do offer a 90% reimbursement rate and a 10% multi-pet discount. And at least you’ll know that your premium won’t increase with your pet’s age. Wellness plans are an additional cost to the standard insurance plan. 4-month-old Mixed Breed Medium. 2-year …Feb 20, 2024 · There are two types of cat insurance coverage: accident-only coverage, or accident and illness coverage. Most pet insurance plans won’t be able to cover pre-existing conditions. Choosing a pet insurance plan and adding an optional wellness package can provide coverage for accidents & illnesses as well as coverage for select wellness care ... Pumpkin is the best bet to obtain the most comprehensive and best pet insurance plans without the sneaky add-on insurance fees or restrictions. If you’re looking for dental health care, Pumpkin ...The good news is, many pet insurance plans, including Pumpkin plans, do cover surgeries if they’re prescribed to treat eligible accidents, injuries, or illnesses, and they’re otherwise eligible for coverage. It pays to choose a pet insurance plan that offers extensive accident & illness coverage including a variety of treatment options ...Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...That’s why Pumpkin insurance plans cover any food prescribed to treat an eligible accident or illness (and not for general health or weight maintenance). Prudent Pet plans don’t cover Rx food unless it is used to dissolve existing bladder stones and crystals in urine, and only for a period of 6 months. After 6 months, your pet must be ...Pumpkin Pet Insurance: Is it the right choice? Data & Reports. > Pet Insurance. Pumpkin Pet Insurance: Is it the right choice? Written by Samantha Vargas. Edited by John Leach. …It depends on your pet’s breed, age, location, your financial standing, and the kind of coverage you need. To better understand how the chart above relates to your unique pet’s breed-specific risks, use Pawlicy Advisor to instantly analyze Embrace, Pumpkin, and other top providers. In 5 minutes or less you’ll understand which … Pumpkin Pet Insurance plans cover exam fees for accident and illness-related vet visits – in-clinic and virtual visits included! This can be a huge cost saver as exam fees typically cost $50 to $75 16 and are included in nearly every vet bill. Trupanion pet insurance plans do not cover any vet exam fees. Pumpkin plans cover preventable illnesses. Compare and buy pet health insurance from top providers in minutes Over 2,438,795+ dogs and cats have pet insurance across the U.S. GET MY PET’S QUOTE Pumpkin Pet Insurance coverage options We would like to show you a description here but the site won’t allow us. Pumpkin offers one simple pet insurance plan that pays 90% of your actual vet bills up to $20,000 per year. You can adjust the price of your plan by choosing a lower annual limit of $10,000 per year. You can also adjust your price by selecting a deductible of $100, $250 or $500 (the higher your deductible the lower monthly cost of your plan). The firm receives an A rating from AM Best and an A- rating from Standard & Poor's. Pumpkin's underwriter's financial stability should give pet lovers confidence in Pumpkin's ability to pay claims. The company's premiums are in line with industry standards. Dog owners can choose either a $10,000, $20,000, or unlimited annual cap and cat owners ... Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617). Our Pumpkin Pet Insurance review found that this insurer is a top choice for pet owners seeking comprehensive coverage for dental issues that affect their cats or dogs. With coverage for extractions, gum disease treatments, and other periodontal diseases, Pumpkin excels in providing comprehensive dental coverage.Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...The pet insurance plans offered by GEICO provide reimbursement rate options ranging from 70% to 90% and annual coverage limit options ranging from $5k to unlimited. At Pumpkin, we try to take the guesswork out of choosing the right amount of coverage. All Pumpkin Pet Insurance plans are designed to give pet parents …Pumpkin Pet Insurance plans cover exam fees for accident and illness-related vet visits – in-clinic and virtual visits included! This can be a huge cost saver as exam fees typically cost $50 to $75 16 and are included in nearly every vet bill. Healthy Paws Pet Insurance plans do not cover any vet exam fees. Pumpkin plans cover …Learn how much pet insurance costs, what it covers, and what it excludes from Pumpkin, a provider of best-in-class plans for dogs and cats. …Pumpkin plans reimburse 90% of covered vet bills. Some Embrace plans don’t. Embrace Pet Insurance plans provide reimbursement rate options ranging from 70% to 90% and annual coverage limit options ranging from $5k to unlimited. At Pumpkin, we try to take the guesswork out of choosing the right amount of coverage.Compare and buy pet health insurance from top providers in minutes Over 2,438,795+ dogs and cats have pet insurance across the U.S. GET MY PET’S QUOTE Pumpkin Pet Insurance coverage options Pumpkin helps your clients say ‘yes’ to your best veterinary care. In a 2020 Zoetis study,¹ we asked veterinary team members about their care experiences with clients who had a Pumpkin insurance plan. Here’s what we heard: said pet owners with a Pumpkin insurance plan were more accepting of care recommendations. 82%. Pumpkin offers comprehensive accident and illness plans for cats and dogs, with no age limit and optional wellness coverage. Compare Pumpkin's …Pumpkin offers one simple pet insurance plan that pays 90% of your actual vet bills up to $20,000 per year. You can adjust the price of your plan by choosing a lower annual limit of $10,000 per year. You can also adjust your price by selecting a deductible of $100, $250 or $500 (the higher your deductible the lower …Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.Jun 21, 2023 · Yes, most pet insurance plans cover blood work when used to diagnose a covered accident or illness. Let’s look at two example scenarios where most pet insurance plans would cover a blood test. Your puppy is showing signs of sudden toxin poisoning, but you’re not sure what they ate. The veterinarian performs a blood test to detect the toxin. We would like to show you a description here but the site won’t allow us. Hi Virginia, Pumpkin Pet Insurance is here! Get 90% of eligible vet bills paid back. Count on extensive coverage for accidents & illnesses. Visit any vet or hospital in the US or Canada. Create My Pet's Plan.Pumpkin Pet Insurance plans help pay back 90% of eligible vet bills for cats and dogs every day. With no upper age or breed restrictions, plus coverage for eligible behavioral issues and even alternative therapies prescribed to treat covered conditions, the plans we offer help get pets the best veterinary care pawsible – so you can worry more … MetLife plans may not. We know pet care can be expensive – especially when you have more than one four-legged family member to budget for. That’s why Pumpkin plans offer a 10% multi-pet discount for each additional pet you enroll. MetLife plans only offer a 5% multi-pet discount for your first additional pet, then 10% for additional pets ... Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.Apr 20, 2023 · Pumpkin Pet Insurance and Companion Protect reimburse a flat rate of 90% on eligible claims. Like PetPartners, Pumpkin charges annual deductibles, while Companion Protect charges a $100 deductible ... Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...Learn about Pumpkin's plans, costs, pros and cons for dogs and cats. Compare Pumpkin with other pet insurance companies and see sample …If you want wellness coverage for your dog or cat, you can add Pumpkin Preventive Essentials to your pet insurance plan for an additional fee. In our mock quotes, wellness coverage cost an additional $11.95 per month for cats and $18.95 per month for dogs. However, this cost may vary depending on several …Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...90%. $7,000. $500. $20.07. Though Pumpkin tends to be a little more expensive than most of the pet insurance plans we’ve reviewed, they offer one of the higher multi-pet discounts. You’ll receive 10% off your total monthly cost by enrolling multiple pets, though you’ll still be charged a $2.00 fee per transaction. Alexandre Douzet is Pumpkin’s co-founder and CEO, pictured with his rescue dogs Belle and Simon. Under Alex’s leadership, Pumpkin’s best-in-class insurance plans and preventive care wellness product make it easier for pet parents to provide the routine care their pets need to stay healthy, and to afford the crucial accident & illness care pets may need if they become hurt or sick.
There are also some pet insurance plans with a much longer waiting period – sometimes six months to a year – for policies that cover orthopedic conditions like hip dysplasia or cruciate ligament …. La petit
Pumpkin’s mission is to help pet owners say “yes” to the best care for their pets. Pumpkin has a 90% reimbursement rate for its insurance. Pumpkin offers an industry-leading preventive care optional add-on that includes things like annual vaccines, wellness exam fees, and more. Instead of just using Pumpkin when your pet gets sick, this ...Dec 13, 2022 · A. Pet insurance is worth it if you want to avoid expensive vet bills and expenses related to pet emergencies or pet surgeries. Premium for 1 years old goldendoodle was $55. Had 2 claims: one for ... Jun 21, 2023 · Yes, most pet insurance plans cover blood work when used to diagnose a covered accident or illness. Let’s look at two example scenarios where most pet insurance plans would cover a blood test. Your puppy is showing signs of sudden toxin poisoning, but you’re not sure what they ate. The veterinarian performs a blood test to detect the toxin. Oct 14, 2022 · Pumpkin Pet Insurance plans help pay back 90% of eligible vet bills for cats and dogs every day. With no upper age or breed restrictions, plus coverage for eligible behavioral issues and even alternative therapies prescribed to treat covered conditions, the plans we offer help get pets the best veterinary care pawsible – so you can worry more ... As with most pet insurance providers, Pumpkin insurance plans are usually cheaper for cats. If you’re a cat owner, this is where you could benefit. Pumpkin’s annual coverage limit options are lower for cats as well, with options for $7,000, $15,000 or unlimited versus $10,000, $20,000 or unlimited for dogs.*Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...Pet ownership has been on the rise in recent decades, with 70% of American households having a pet, up from 56% in 1988, according to the …It’s not insurance, but an optional benefit you can add to your Pumpkin plan. Preventive Essentials gives pet parents a 100% refund for three crucial routine services all pets need: their annual wellness exam fee, key vaccine (s), … Contact us now. 1-855-646-1390 (Toll Free in the U.S. and Canada) +1 781-373-6808 (International number) Forsale Lander. Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. ... Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, ...References. 1. Based on United States Fire Insurance Company data, October 2020. The data shows less than 2% of insured dog parents typically submit claims totaling over $10,000 in a policy year and less than 3% of insured cat parents typically submit claims totaling over $7,000 in a policy year. 2.Pet insurance plans can help you pay for unexpected accidents and illnesses by reimbursing you for covered veterinary care costs. When you sign up for a pet insurance plan, you will pay an annual or monthly premium, and the cost of those premiums may depend on your pet’s age, breed, location, and the plan type you choose. Your …Pumpkin and Spot are two pet insurance carriers that offer accident and illness plans. Where Pumpkin has a 90% reimbursement rate, Spot has three options ranging from 70% to 80% to 90%. Pumpkin has a $10,000, $20,000, and unlimited annual benefit limit for dogs ($7,000 and $15,000 for cats), whereas Spot has …Updated: November 13, 2023. Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be …Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may …Pumpkin Pet Insurance offers annual deductibles as low as $100. It also provides $250 and $500 yearly deductibles like Healthy Paws. Furthermore, Pumpkin reimburses eligible claims at a flat 90% ...Pumpkin Pet Insurance offers comprehensive pet insurance and accident-only policies in all 50 states. Pumpkin doesn’t require new policyholders to undergo a vet exam before enrollment in the comprehensive plan. However, submitting any claims gives Pumpkin the right to access all of a pet’s medical records..